Credit report card Tennessee

by Peter Anderson · 8 comments · Print · Email · The Fair Credit Reporting Act was legislation that put in place consumer friendly credit practices, including allowing consumers to obtain one free copy of their credit report each year from each of the three major reporting agencies.  The three agencies include TransUnion, Equifax and Experian. While you get your credit report for free, getting your actual credit score used by companies in determining your credit report card Tennessee creditworthiness would usually cost you a little bit more.  For example, when you order your free credit reports from AnnualCreditReport.com, you can also get your credit scores, but there is a small additional fee.

  Now there is a free way to get at least one of your credit scores and you dont need to use credit report card Tennessee a credit card or anything along credit report card Tennessee those lines. I’ve been using Credit Karma for quite a while almost since they were launched back in March 2008.  I believe I was part of a beta test having gotten a code to sign up through another personal finance site.  Ive been using credit report card Tennessee the site since then over 3 years, but I just now realized that I had never written a full and comprehensive review of the site. three credit reporting Back in 2008 when the site was still new I believe they were giving users who signed up an Equifax credit score free of charge.  credit report card Tennessee How was the site supported?  By advertising and by giving users offers credit report card Tennessee to sign up for savings accounts, credit cards, loans and other financial products. Now three years in, the site is now in partnership with TransUnion.  credit report card Tennessee So when you sign up youll credit report card Tennessee be given a TransUnion credit score free credit report card Tennessee of charge.  There are other ways to get your credit score for free, but none as easy as far as Im concerned.

(Note: Getting a free FICO score is a credit report card Tennessee bit more difficult, this one is from TransUnion) When you sign up you will need to provide name, address, date of birth, and email address. cancel free credit report

Youll also need to provide a drivers license number and social security number as a requirement of the credit bureau credit report card Tennessee to verify your identity.  If youre uncomfortable giving your information to a credit report card Tennessee third party to get your credit score, you can probably stop right here.  But having used the site for 3 years now I can tell you Im not concerned and Im confident my information is safe.  They use secure connections, and it has multiple security certificates to prove it. Once credit report card Tennessee you sign up and sign in, youll be asked to approve them asking credit report card Tennessee for your free credit score. Once you do your dashboard will update credit report card Tennessee and youll see your credit score.  Here’s what my dashboard looks like. In looking back at three years of credit score history its interesting to see that my score has stayed relatively constant.  The only dips Ive really seen were a time back in 2009 when we were looking to refinance. At the time we had a credit report card Tennessee bunch of inquiries to our credit report by mortgage companies, and our credit score dropped by 12-15 points or so.  No big deal.  But you can definitely see when things were happening. free and credit report In addition to your TransUnion credit score Credit Karma will also give you a couple of other scores in the credit center to show you how youre doing. Sign Up For Your Free No Obligation Credit Karma Account So with all that said, have any of you used Credit Karma?  If so, what do you think of the site, and how credit report card Tennessee do you use it? Do you find it useful? Tagged as: Credit, review, Software Peter Anderson is a Christian, husband to his beautiful wife Maria, and father to his little boy, Carter.